LA Castle Brokers Group

Your smile and your vision
deserve protection too.
No excuses. No surprise costs.

At LA Castle Brokers Group we find the dental and vision plan that fits your budget — because complete wellness shouldn't come with a price tag.

Get My Plan Quote 832-528-3824
Affordable Plans
For every family budget
Wide Network
Of participating dentists
Vision Included
In many combined plans
THE GAP NO ONE TELLS YOU ABOUT

What Medicare and ACA
don't cover about dental health.

Most health plans — including Original Medicare and ACA plans for adults — don't cover routine dental or vision services. It's one of the most costly gaps we see in Hispanic families.

Medicare doesn't cover routine dental
Part A only covers dental in hospital settings. Routine cleanings, fillings, and extractions are NOT included in Original Medicare or in most Advantage plans without a dental rider.
ACA covers pediatric dental, not adults
ACA plans include dental coverage as an essential benefit for minors. For adults, dental is a separate supplemental plan with an additional cost.
The cost without insurance is devastating
1 cleaning: $150-300 without insurance. 1 filling: $150-300. 1 crown: $1,000-3,500. 1 surgical extraction: $300-600. A dental plan costs $180-360 a year.
Dental health = overall health
Periodontal disease is scientifically linked to type 2 diabetes, cardiovascular disease, pregnancy complications, and respiratory illness.
Hispanic mother helping her son brush his teeth at home
What science confirms

Your mouth speaks
to your heart, your blood sugar, and your baby.

Oral health isn't cosmetic. It's clinical. Ignoring your gums can have consequences that go far beyond your smile.

2×

Higher risk of heart disease

People with periodontal disease are twice as likely to suffer a heart attack. Bacteria from inflamed gums enters the bloodstream and damages arteries directly.

3×

Harder to control diabetes

The relationship is bidirectional: diabetes worsens oral health, and gum infection raises blood glucose levels. Diabetics with periodontitis control their blood sugar three times worse.

7×

Higher risk of premature birth

Pregnant women with untreated periodontal disease have up to seven times the risk of premature birth. Dental care during pregnancy isn't optional — it's part of prenatal care.

100%

Preventive coverage in most plans

Routine cleanings and X-rays are usually covered at 100%. Catching a problem early costs ten times less than treating it. Prevention isn't an expense — it's the smartest investment in your health.

Hispanic families have higher rates of periodontal disease — in part due to historically lower access to dental insurance. There's a solution for every family situation — let's talk.

TYPES OF PLANS

Not every mouth is the same.
Neither are the plans.

Depending on your needs, frequency of use, and budget, there's a plan designed exactly for you.

Dental PPO

Freedom of choice

Visit any dentist in or out of network. More flexibility for those who already have a trusted dentist.

100% preventive (cleanings, X-rays)
60% basic (fillings, extractions)
15–50% major (crowns, bridges, waiting period)
Annual deductible: $50-100
Annual maximum: $1,000-2,000
MOST POPULAR

Dental HMO

Most affordable

Closed network of participating dentists with minimal or $0 copays. The lowest premium available.

Predictable fixed copays
No annual deductible on preventive care
Competitive premium — get your quote
Referral required for specialists
Ideal for families on a fixed budget

Discount Plan

No deductibles or limits

It's not insurance — it's a membership that gives you 15-50% discounts on all dental services.

No waiting period
No deductibles or annual maximums
Orthodontic discounts included
Affordable option — get a no-obligation quote
Available immediately

Combined Dental + Vision

Complete package

A single premium that covers dental and vision. Always more affordable than getting both separately.

Dental + vision exam included
Frames or contact lenses
Up to $200 in annual frame allowance
LASIK discounts
The most popular option for families
WHAT YOUR PLAN COVERS

Three levels of dental coverage.

100%

Preventive

Professional cleanings (2 per year), routine X-rays, oral exams, sealants. Zero out-of-pocket cost with an active plan.

60%

Basic

Fillings, simple extractions, emergency treatment, tartar removal. You pay the remaining 40%.

15–50%

Major

Crowns, bridges, dentures, root canals, periodontics. 15–20% in year 1, up to 50% starting in year 2 — a standard industry waiting period.

VISION COVERAGE

Your vision is your window to the world.
Protect it.

Vision plans are affordable and cover the essentials for maintaining your eye health — from the annual exam to lenses, frames, and more.

Complete annual exam
Visual acuity, eye pressure, retina, colorblindness test, and early detection of glaucoma and cataracts — usually $0 copay.
Frames and lenses
Annual allowance of $130-200 toward brand-name frames. Covers single-vision, bifocal, and progressive lenses based on prescription.
Contact lenses
An alternative to frames. Most plans cover an annual supply of daily, bi-weekly, or monthly contact lenses.
LASIK discounts
Many vision plans include 15-20% discounts on LASIK surgery with participating providers. Save hundreds of dollars.
Man trying on new eyeglasses at a small local optical shop
WHO IS THIS FOR?

If you see yourself in any
of these profiles, you need this.

You don't need a specific condition. Dental and vision insurance is for anyone who wants to protect their health and their wallet at the same time.

Workers without dental benefits at their job

Restaurants, construction, services, self-employment — millions of jobs don't include dental. Individual plans exist that close that gap without depending on an employer.

Medicare beneficiaries without dental coverage

Original Medicare doesn't cover routine dental services. Beneficiaries can add a supplemental dental plan on their own — no medical approval, no waiting period.

Families with school-age children

Children need regular checkups during their development. Catching bite problems or cavities early avoids thousands of dollars in orthodontic treatment later.

People with diabetes or hypertension

If you have diabetes or high blood pressure, dental care is part of your treatment — not an extra. Gum infection makes blood sugar harder to control and directly raises blood pressure.

Anyone who wears glasses or contact lenses

If you already use vision correction, a vision plan pays for your annual exam, renews your prescription, and covers a significant portion of frames or contact lenses — year after year.

Anyone who hasn't been to the dentist in over a year

Many dental problems don't hurt until they're expensive. The best time to enroll was last year. The second best time is today.

PROCESS

Three steps toward
the right protection.

No complications. No fine print. No pressure.

1

Initial conversation

We talk about your situation, needs, and budget. Free, no pressure, in your language.

2

Analysis and comparison

We compare all the plans available in your state and design the best option for you.

3

Enrollment and support

We handle the entire process and remain your agent afterward — for good, not just for the sale.

SCHEDULE YOUR CONSULTATION

Find your ideal dental and vision plan

No cost, no obligation. Just an honest conversation about your options.

LA Castle Brokers Group

Dental and Vision

Complete the form and an agent will find the dental and vision plan that best fits your family and budget.

No cost. No obligation. We'll contact you within 24 business hours.

Your smile and your vision are
part of your wellness. Protect them.

Find My Plan