MEDICARE OPEN ENROLLMENT | OCT. 15 – DEC. 7

Is your Medicare coverage still right for you in 2027?

Benefits, costs, covered medications, and provider networks can change from year to year. Review your options with a licensed agent before making a decision.

Review My Options for 2027

No obligation to change plans.

Your coverage worked this year. It's still worth reviewing what changes for 2027.

Each year, Medicare plans can adjust their provider network, their list of covered medications, and their costs. The fact that your plan worked well in 2026 doesn't mean it's still the best option for 2027.

Doctors and hospitals

Check whether the providers you currently use will still be part of your plan's network next year.

Medications

Review how the medications you take today will be covered in 2027 — the formulary and coverage tiers can change.

Costs

Confirm whether your monthly premium and other plan costs will change for the coming year.

Personal needs

Your own situation may have changed this year too — not just the plan. It's worth reviewing both together.

Request Your Medicare Review

Tell us what you'd like to review and a licensed agent will call you to talk through your options.

Step 1 of 2

What would you like to review for 2027?

LA Castle Brokers Group is an independent agent/broker licensed to sell Medicare products. We are not a government agency. Enrollment depends on plan eligibility.

Your Review in Three Steps

1

Tell us what you need to review

Share, in a few words, which part of your coverage you'd like to look at for 2027.

2

Talk to a licensed agent

An agent reviews your situation, your needs, and the options available in your area.

3

You decide

If your current coverage is still right for you, you keep it. If you're considering another option, the agent guides you through the next steps.

Requesting a review doesn't mean committing to change your plan. It's simply the chance to confirm your coverage is still right for you.

What worked in 2026 is worth reviewing again for 2027

Doctors
2026

Current provider network

2027

Are they still in-network?

Medications
2026

Current formulary and tiers

2027

How will they be covered?

Costs
2026

Premium and cost-sharing

2027

What's changing?

Benefits
2026

Benefits included today

2027

Are there relevant changes?

Needs
2026

Your situation this year

2027

Is your situation still the same?

Annual Enrollment Period — AEP

October 15 – December 7

This is the main period of the year to review your Medicare coverage and make changes that will take effect January 1, 2027. If your current plan is still right for you, you don't need to do anything. If something changed in your coverage or your situation, this is the window to adjust it.

Other enrollment periods may apply depending on your individual situation — for example, if you're about to turn 65 or if you had an event that qualifies you for a special enrollment period.

Medicare Guidance With a Personal Touch

Our goal is to help you understand your options so you can make an informed decision about your coverage.

Independent, licensed agent

We don't work for a single insurance company. We're licensed to represent different Medicare options available in your area.

Objective comparison among the carriers we represent

We show you alternatives based on your specific situation, not a predetermined plan.

Service in Spanish

The entire conversation, the comparison of options, and the follow-up happen in Spanish, at your pace and without pressure.

Frequently Asked Questions

No. Open Enrollment is an opportunity to review your coverage, not an obligation to change it. If, after the review, your current plan is still right for you, you simply keep it.

The period runs from October 15 to December 7, 2026. Changes made during this period take effect January 1, 2027.

The main things: whether your doctors and hospitals are still in your plan's network, how the medications you take will be covered, whether your plan's costs have changed, and whether your personal situation has changed this year.

If, after reviewing it, you confirm your plan is still right for you, you don't need to make any changes. Most plans renew automatically if no modification is made.

Changes made during the Annual Enrollment Period (October 15 – December 7) take effect on January 1, 2027.

No. Requesting a review simply opens a conversation with a licensed agent. The final decision is always yours.

It helps to have your Medicare card on hand, a list of the medications you currently take, and the names of your regular doctors or specialists. If you don't have it ready, the agent can help you gather it during the call.

Before deciding what to do with your 2027 coverage, review your options.

Talk to a licensed agent and go over the parts of your coverage that matter most to you.

Request My Review

No obligation to change plans.